Funding Your Care

Your Options Explained

We understand that paying for care can feel overwhelming, but there are several funding options available to support you. Our goal is to help you make informed decisions with confidence and clarity.

Below, we outline the main methods of funding to give you a clearer understanding of your options. Whether you're exploring care for yourself or a loved one, our team is here to guide you every step of the way.

If you have any questions or need personalised advice, please don’t hesitate to contact us—we’re here to help.

1. Private Funding

If you choose to fund your care privately, you will be responsible for covering the full cost of the services you require. This option is often preferred by those who do not qualify for local authority or NHS funding and want greater flexibility and choice over their care.

We can work with you to develop a care plan that meets your needs and budget, ensuring a personalised and high-quality service.

2. Adult Social Care (Local Authority Support)

If you need help paying for care, you may be eligible for financial support through Adult Social Care services. Local authorities may contribute partially or fully towards your care costs based on your needs and financial circumstances.

To explore this option, contact your local council to request a needs assessment. If you qualify, we will collaborate with you and the council to create a care plan tailored to your requirements.

3. NHS Continuing Healthcare (CHC)

For individuals with significant health or care needs primarily related to health, NHS Continuing Healthcare funding may cover the full cost of care. Eligibility depends on the complexity, intensity, severity, and unpredictability of your care needs, not just diagnosis.

A formal assessment determines if you qualify. If eligible, the NHS will fund your care, allowing you to receive services at no personal cost.

For more details, contact the NHS or your local authority to initiate the assessment.

4. Direct Payments for Adults

Direct Payments allow you to manage your care funding independently. If you qualify for local authority or NHS funding, you may be offered this option to receive money directly, giving you greater control over your care arrangements.

You can use Direct Payments to employ carers, purchase equipment, or access other services tailored to your needs.

To learn more, speak with your local council or NHS services about eligibility and the application process.

5. Other Financial Support Options

Additional financial aids may be available to help with care-related expenses, including:

  • Personal Independence Payment (PIP): For individuals with mobility difficulties or challenges in daily living activities.

  • Attendance Allowance: For people aged 65 or over needing regular personal care assistance.

  • Council Tax Discounts and Exemptions: Available for certain benefit recipients or those with home adaptations.

  • Pension Credit: Provides extra support for pensioners with low income.

If you would like guidance on which funding options suit you best or need help navigating the application processes, please don’t hesitate to contact us. We’re here to support you every step of the way.

Need Help with Your Funding Options?

The process of understanding and securing the right financial support can be complicated, but we’re here to make it easier for you. If you need guidance on which funding option is best for you or need assistance navigating the system, feel free to contact us.

Our team is always happy to support you and answer any questions you may have.

Call us at: 01438 576789

Email us at: hertfordshire@servehomecare.co.uk